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Discussion Starter · #1 ·
This has been floating around in my head for a while, so I figured I would ask those who have large collections... Do you insure your trains? Like I am a beginner yet I have more that $1,000 worth of stuff, almost what I paid for my car, LOL...

I think I should insure my stuff in the future, but I just wanted to see what others do :)
 

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If I had enough worth insuring I might do it. Even if I did though, I am not worried about it. None of the dopers around here know I even have a train set. Plus there is to much stuff that is quicker and easier to steal and trade for dope before they would even get near where I have it set up.
I have been broken into and robbed a couple of times.
What worries me is fire and water damage. I have that covered due to past disasters. :(
 
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