I have had problems with Atlas switches. I no longer use them on my layout. I don't know if the is what you are using, or even if we are talking the same scale here, HO. I change, early on, to Walthers switches, manufactured by Shinohara. Since the change, no problems. Also the smallest radius I use, even in the yard, is a 5"-6" radius. Look closely at what is happening when the car derails. Is it at the frog, at the transfer rail, is the wheel set binding and jumping the rail.....? Observe and adjust.