It is unfortunate that Mr. Shumaker lost part/all of his collection. Vandalism is growing and believe it or not Electric Trains are a growing item. Now the question is are we insured through Home or Rentors insurance? Taking inventory(serial numbers,model,make etc) and photos is taken for granted because,well, it can't happen here. Now my little collection doesn't have enough ummph in it to justify being pilfered....but the guys with the BIG collections......thats another story. My wife is the voice of reason and I actually have my stuff on an excel spread sheet......its just like taking inventory at The restaurant....only lots more fun. I guess you'd have to contact your insurance provider and see if the actual worth of ones collection is insurable.......just watch out for that "Act of God" clause falling trees,lightening strikes, dog ate your homework....